CAPABILITY OVERVIEW

17 / 32

17 Tonganoxie USD #464
Critical Illness – Colonial
Critical Illness Insurance is an insurance policy that will pay a lump
sum payment if you experience an eligible critical illness, such as
heart attack, permanent damage due to a stroke, major organ failure,
or kidney failure
Accident Coverage – Colonial
Accidents can bring unexpected costs. An Accident Insurance plan may
lessen the impact on your finances by paying benefits to help cover your
expenses, regardless of any other coverage you have.
This product is inappropriate for people who are eligible for Medicaid
coverage.
Hospital Confinement – Colonial
Provides a lump-sum benefit for hospital confinement and outpatient
surgery to help offset the gaps caused by copayments and
deductibles in most major medical plans.
 Pays you a lump sum benefit
 Annual health screening test benefit
 Offsets out-of-pocket medical and
indirect non-medical expenses most
medical plans don’t cover
 Guarantee issue – no medical
questions
Policy Features
Policy Features
 Benefit payments are made
directly to you
 Covers you on and off the job
 Individual and family coverage
available
 Guarantee issue – no medical
questions
 Pays you a lump sum benefit
 Offsets out-of-pocket medical and
indirect non-medical expenses most
medical plans don’t cover
Policy Features