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Table of Contents
III

Introduction
1

Personal Lines Analysis
11

Small Commercial Lines Analysis
17

Regional Analysis
23

Population Density Analysis
29

Agencies with Revenues under $500,000
35

Agencies with Revenues between $500,000 and $1.25M
57

Agencies with Revenues between $1.25 and $2.50M
77

Agencies with Revenues between $2.5 and $5.0M
97

Agencies with Revenues over $5.0M
119

Summary
137

Appendix
143