CAPCO Benefit Guide

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P R O G R A M S
ADD I T I ONAL BENE F I T
Years of Service Vested Percentage
Less than 1 0%
1 but less than 2 34%
2 but less than 3 67%
3 or more 100%
Aflac Supplemental Hospital Indemnity
Provides benefits for inpatient and outpatient service as a result of covered accidents and sickness. Benefits also available for
spouse and dependent children.
Aflac Critical Illness
Provides a lump sum benefit upon the diagnosis of each covered illness, which include: heart attack, stroke, major organ
transplant, kidney failure (end stage), cancer, carcinoma in situ and coronary.
Aflac Accident
Provides benefit for the treatment of injuries suffered as the result of a covered accident. Provides 24 hour protection and does
not limit number of claims.
UNUM Long Term Care (LTC)
Helps provide for the cost of long-term care beyond a pre-determined period. Long-term care insurance covers care generally
not covered by health insurance, Medicare or Medicaid.
Identity Theft
Covers any type of identity theft- not just financial or credit. Licensed investigators will restore your identity without any caps or
limits on their services.
Life Events Legal Plan Offers the ability to speak with an attorney on any type of legal issue.
Employee may sign up for a gym membership via Capco's corporate discount program (gyms listed below). Capco will pay the
full amount of the membership up front and Employee will reimburse Capco through semi-monthly payroll deductions. Capco
subsidizes $50 monthly for the membership dues. Up to $39 of the one-time processing fee is reimbursable via T&E for employee
only (use project code 1200295). Corporate discount is extended to spouses/domestic partners. Note: Spouses/domestic partners
and family members of Capco employees are not eligible for the monthly employer subsidy. Please contact HC Ops for more
details.
• New York Sports Club
• New York Health & Racquet Club
• Equinox
• Crunch
• Sport & Health
• RDV Athletic Club
• Complete Body
Employee may request reimbursement for up to $50 monthly on any physical activity expense or massage therapy
service (gym membership of choice, fitness class, public bike share or massage therapy) by sending supporting documentation
(receipt of payment and proof of enrollment) to . Please note that this option is a taxable
benefit processed via payroll. Applicable taxes will be withheld from the $50 reimbursement. Up to $39 of the one-time
processing fee is reimbursable via T&E for employee only (use project code 5022927). This provides you of the freedom to self-
select your fitness venue or enjoy a relaxing massage for:
• Traveling employees who may not want to get “locked in” to a specific gym
• More variety of gyms and fitness venues for mobile and dispersed workforce
• Employees who wish to enjoy the benefits of massage therapy
Capco has a membership with Working Advantage and employees have access to discounts for movie theatres, movie rental, theme parks, ski tickets, Broadway theatre tickets, special family
events, online shopping and much more.
Registering is easy. Simply go to the Working Advantage website at and click on “Register”. Using the Member ID (946917007), you may complete your one-time
registration for free and create your own personal account with a password of your choice. You can order either online or by phone at 1-800-565-3712 Monday through Friday 8:00 a.m. to
6:30 p.m. and Saturday 9:00 a.m. to 5:00 p.m. ET.
THE CAPITAL MARKETS 401(K) PLAN
Under the Capco 401(k) plan through The Vanguard Group (effective January 1, 2017); all eligible employees may contribute on a pre-tax and/or for a Roth IRA post tax from 1% to 40% of
eligible compensation (base, bonus, commissions) up to the IRS annual maximum limits. Company match is 50%, up to a maximum of 6% of eligible compensation. There is a three-year
progressive vesting schedule:
VOLUNTARY BENEFITS
Capco offers voluntary products! There are several plans that are available to employees--plans are portable and employees may choose to elect more than one line of coverage.
CAPCO WELLNESS REIMBURSEMENT PROGRAM
Capco encourages a healthy workforce and has put in practices that support a healthy culture!
Employee may select one of the two wellness options below (not both):
Option 1
Option 2
WORKING ADVANTAGE
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