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Common
Medical Event
Services You May Need
Your Cost If
You Use a
Network
Provider
Your Cost if
You Use a
Non-Network
Provider
Limitations & Exceptions
Skilled nursing care
$85 copay/day 30% coinsurance 60 days per calendar year
Preauthorization may be required - if not obtained,
penalty will be 40%
Durable medical equipment
No charge
30% coinsurance Preauthorization may be required - if not obtained,
penalty will be 40% for durable medical equipment $750
and over
Excludes vehicle and home modifications,exercise and
bathroom equipment
Hospice service
No charge
30% coinsurance -------------------none-------------------
If your child needs
dental or eye care
Eye exam
-------------------none-------------------
Glasses
Not Covered Not Covered -------------------none-------------------
Dental check-up
Not Covered Not Covered -------------------none-------------------
Excluded Services & Other Covered Services:
Services Your Plan Does NOT Cover
(This isn't a complete list. Check your policy or plan document for other
excluded services .)
Acupuncture, unless it is prescribed by a
physician for rehabilitation purposes
Dental care (Adult), unless for dental injury
of a sound natural tooth
Private-duty nursing
Bariatric surgery
Hearing aids
Routine eye care (Adult)
Child dental check-up
Infertility treatment
Routine foot care
Child glasses
Long-term care
Weight loss programs
Cosmetic surgery, unless to correct a
functional impairment
Non-emegency care received from foreign
providers
Other Covered Services
(This isn't a complete list. Check your policy or plan document for other covered services
and your costs for these services.)
Chiropractic care - spinal manipulations are
covered