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2016 Benefits Guide
8
Benefit Plan
H.R.A Plan
In-Network
H.R.A Plan
Out-of-Network
Deductible
(plan year)
Single
$2,000
$6,000
Family
$4,000
$12,000
Coinsurance
(plan pays/you pay)
80% / 20%
50% / 50%
Out-of-Pocket Limit
(including the deductible + coinsurance + copayments)
Single
$6,350
$12,500
Family
$12,700
$25,000
Copayments
Primary Physician Visit
$30 co-pay
Deductible, then you pay 50%
Specialist Physician Visit
$60 co-pay
Deductible, then you pay 50%
Preventive Care
Plan pays 100%
Deductible, then you pay 50%
Major Diagnostic Lab
Deductible, then you pay 20%
Deductible, then you pay 50%
Emergency Room Visit
$300 co-pay
$300 co-pay
Urgent Care Center Visit
$100 co-pay
Deductible, then you pay 50%
Prescription Drug Coverage
Retail Pharmacy
$12/40/65
Deductible, then you pay 50%
Mail Order Pharmacy
$30/100/162.50
Not Covered
2016 Employee H.R.A Plan Medical Contributions
Employee Semi-Monthly
Cost
Previous
2014
Cost
New
2015
Cost
Employee
$92.94
$88.03
Employee & Spouse
$303.66
$287.76
Employee & Child(ren)
$287.16
$247.18
Employee & Family
$381.23
$345.34
MEDICAL INSURANCE—H.R.A Plan ($2,000 Ded)