(PUB) Investing 2016

146 / 708

Morningstar FundInvestor
22 W. Washington Street
Chicago, Illinois 60602
ADDRESS SERVICE REQUESTED
Periodicals Postage
P a i d
Chicago, Illinois and
additional offices
Morningstar FundInvestor
Volume 24, Number 7
Director of Manager Research and Editor
Russel Kinnel
Contributing Analysts
Josh Charlson, Cara Esser,
Robert Goldsborough, Laura Lallos
Copy Editors
Tori Brovet, Edward Cavanaugh,
Thad Doria, Jennifer Ferone Gierat
Designer
Claudia Olariu
Quality Assurance
Vijay Appalla
Publisher
Peggy Seemann
Director of Manager Research
Active Strategies—North America
Jon Hale
Vice President of Research
John Rekenthaler
Director of Personal Finance
Christine Benz
Head of Global Research
Haywood Kelly, CFA
© 2016 Morningstar, Inc. All rights re-
served. Reproduction by any means
is prohibited. While data contained in
this report are gathered from reliable
sources, accuracy and completeness
cannot be guaranteed.The publisher
does not give investment advice or act
as an investment advisor. All data,
information, and opinions are subject
to change without notice.
Reprints of articles and information ap-
pearing in this publication are available
in quantity:
Inquiries about your subscription?
Please address all correspondence to
Peggy Seemann, Morningstar, Inc., 22
W. Washington Street, Chicago, IL 60602.
Occasionally, we make our subscriber
list available to carefully screened
companies that offer products and
services that we believe would in-
terest our readers. If you do not want
to receive these offers and/or in-
formation, please send your request
by mail to: Morningstar, Inc. Attn:
Circulation, 22 W. Washington St.,
Chicago, IL 60602.
Morningstar FundInvestor (ISSN 1099-
0402) is published monthly by Morn-
ingstar, Inc., 22 W. Washington Street,
Chicago, IL 60602. For address changes,
please call our product support line
at 312-424-4288. For subscriptions call:
toll-free 866-608-9570.
Periodicals postage paid at Chicago, IL
and at additional mailing offices.
POSTMASTER: Send address changes
to Morningstar FundInvestor, 22 W.
Washington Street, Chicago, IL 60602.
FSN201603
(ISSN 1099-0402)
This publication is printed on Cascades
Rolland Enviro 100 Satin paper,
which contains 100% postconsumer
waste fiber and is manufactured
using biogas energy.
Six Ways to a Better Investment Plan
Mark your calendar! You won’t want to miss the 2016 Morningstar Individual
Investor Conference. Join us for this free online investor-focused event featuring
six in depth sessions.
Sessions include:
Taking the Market’s Temperature: Get a lay of the land and set the right
expectations for the remainder of 2016 and beyond.
Securing Your Retirement: Explore the key pillars to retirement security
for individuals in every life stage—from early-career savers to those already
in retirement.
What’s Next for My Bonds: Understand the impact of rising rates on core
bonds, explore the outlook for high-yield and international bonds, and debate the
merits of actively and passively managed fixed-income funds.
What It Takes to Make Our Picks List: See how our proprietary analyst
ratings and research can help you quickly find the best of the best.
The Picks Panel: Best Ideas From Morningstar Analysts: Learn some of
Morningstar’s best investment ideas for long-term investors.
Portfolio Planning: Make a Lean, Mean, Tax-Efficient Machine: Craft a solid
plan for tax efficiency—that means maximizing tax shelters, optimizing
taxable portfolios, finding the best tax-smart investments, and building a
tax-savvy retirement-drawdown plan.
Don’t miss this live online conference.
Visit to register for free.
April 2, 2016
9 a.m. CST
Attend free online
Speakers include:
Harold Evensky, CFP, AIF
Christine Benz
Robert Johnson, CFA
Russel Kinnel
Elizabeth Collins, CFA
Ben Johnson, CFA
Sarah Bush
Dario Castagna,CFA
Morningstar ®
Individual Investor Conference
Chicago
2016
3
3
3
3
3
3