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4

By following our tips, Business Online Banking at ACNB Bank can be a safe and

efficient method for handling your banking needs. For additional security tips, visit the

Security Center at

www.acnb.com

.

User Identification and Password

Security starts at your computer. Never share your Login ID or password with anyone.

Make sure your password is hard to guess by combining random numbers and letters

instead of using your birth date, pet’s name or other personally identifiable choices.

Do not use the same password for all of your online activities.

Secure Sockets Layer Encryption

We use Secure Sockets Layer (SSL) encryption, a trusted method of securing internet

transactions. This technology scrambles data as it travels between your computer and

ACNB Bank, making it difficult for anyone to access your account information.

Secure Access Code

Business Online Banking offers additional Treasury Management services over basic

consumer online banking and therefore requires extra security methods. You will

need to have an additional layer of authentication each time you login to your

business online banking session. This is accomplished using a Symantec VIP Security

Token, specifically designated to you, which presents a six digit code that lasts for 30

seconds. The bank will issue each User a physical (or hard) token, or you can

download a virtual (or soft) token as an App to a Smartphone. Your login will now

consist of your User Name, your password, and the six digit code presented on your

token at that moment in time.

Browser Registration

In addition to your personal password security, we have added another layer of

security called browser registration that runs in the background and helps verify your

identity at login. Do not allow your browser to save your passwords.

Business Online Banking Safety Tips:

> Ensure your web browser, operating system, anti-virus software and other

applications are current and support 128-bit encryption.

> Memorize your passwords and change your password regularly.

> Exit your Business Online Banking session when finished.

> Do not leave your computer unattended when logged in to Business Online

Banking.

> Do not use public computers or unsecured WiFi when accessing.

> If you receive an error when logged into your account, report the error to a

customer service representative at 1.866.584.8949 ext. 2.

General Information

Security