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Blue Cross Blue Shield of Illinois - Plan Design

In-Network

Out-of-Network

Deductible

(Individual / Family)

$1,500 / $4,500

$3,000 / $9,000

Coinsurance

80%

60%

Out-of-Pocket Maximum

(Individual / Family)

$3,500 / $10,200

$7,000 / $20,400

Office Visit Co-Pay

(Primary Care Physi-

cian / Specialist)

$30 / $50

60%

After Deductible

Preventive Care

100%

60%

After Deductible

Inpatient Hospital

80%

After Deductible

Deductible;

$300 Co-Pay & 40%

Outpatient Surgery

80%

After Deductible

60%

After Deductible

Lab, X-Ray (Outpatient)

80%

After Deductible

60%

After Deductible

Major Diagnostics

(CT, PET, MRI, MRA, &

Nuclear Medicine)

80%

After Deductible

60%

After Deductible

Emergency Room

$150 Co-Pay

$150 Co-Pay

Urgent Care

80%

After Deductible

60%

After Deductible

Prescription Drug

Retail

Mail Order (90-Day

Supply)

Separate Out of Pocket

Maximum

Features

Preferred Pharmacy

$10/$40/$60

2 x Retail

$1,000 Individual

$3,000 Family

Non-Preferred Pharmacy

$15/$50/$70

Out of Network

$15/$50/$70/ +25%