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Welcome!!
2

How to Enroll, Waive, and Confirm Benefits
2

Benefit Enrollment Meeting
2

Healthcare Consumerism Tools & Resources
4

Retail Telehealth
4

Discover Your A Healthier You Portal
5

Rx Savings Solutions
7

Convenience Care
8

Urgent Care
8

Emergency Room
8

Medical Plan Provider Networks
9

Blue Select Plus Hospitals
10

Medical Plan
11

Medical Plan cost
12

Health Savings Account (HSA)
12

How does the QHDHP work?
12

Health Savings Account (HSA) UMB
12

Who is eligible to participate in a HSA?
13

How much can I contribute to my HSA?
13

What are some advantages of a HSA?
13

Flexible Spending Accounts (FSA)
14

Types of Accounts
14

Flexible Spending Accounts (FSA) (Cont'd)
15

Dental Plan
16

Dental Plan Cost
16

Vision Plan
17

Vision Plan Cost
17

Disability Insurance - American Fidelity
18

Voluntary Life Insurance - American Fidelity
18

Cancer Insurance - American Fidelity
19

Critical Illness - American Fidelity
19

Accident Coverage - American Fidelity
19

American Fidelity Secure ID 2
20

Annual Legal Notices
22

Creditable Coverage Disclosure Notice
22

Special Enrollment Rights
23

Women's Health and Cancer Rights Act
23

HIPPA Privacy Notice
24

Premium Assitance Under Medicaid and the Children's Health Insurance Program (CHIP)
27

Paperwork Reduction Act Statement
30

Notice Regarding Wellness Program
30

Protections from Disclosure of Medical Information
31

403(b) Plan Highlights
32

Contacts for Questions
33

Annual Election Forms
35