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8

UNDERSTANDING

YOUR

DENTAL

PLAN

Dental Questions? Need to Locate a Provider?

Contact Principal

1-800-986-3343 or

www.prinicpal.com

Type of Plan

In-Network

Out-of-Network

(*Subject to 90th Percentile of Reasonable and

Customary)

Deductible

Single: $25

Family: $75

Single: $25

Family: $75

Annual Maximum Benefit

(per member enrolled)

Unit 1-Preventive Services

(oral exam, cleaning, x-rays)

100%

100%*

Unit 2-Basic Services

(fillings, root canal, oral surgery, periodontics)

80% after Deductible

80% after Deductible*

Unit 3-Major Services

(crowns, dentures, bridges)

50% after Deductible

50% after Deductible*

Orthodontia Services

Contribution

Employee

$35.07

$17.54

Employee + Spouse

$72.94

$36.47

Employee + Child(ren)

$75.56

$37.78

Employee + Family

$117.48

$58.74

Type of Plan

In-Network

Out-of-Network

(*Subject to 90th Percentile of Reasonable and

Customary)

Deductible

Single: $25

Family: $75

Single: $25

Family: $75

Annual Maximum Benefit

(per member enrolled)

Unit 1-Preventive Services

(oral exam, cleaning, x-rays)

100%

100%*

Unit 2-Basic Services

(fillings, root canal, oral surgery, periodontics)

80% after Deductible

80% after Deductible*

Unit 3-Major Services

(crowns, dentures, bridges)

50% after Deductible

50% after Deductible*

Unit 4-Orthodontia Services

(child and adult)

Contribution

Employee

$37.72

$18.86

Employee + Spouse

$78.46

$39.23

Employee + Child(ren)

$81.27

$40.64

Employee + Family

$126.36

$63.18

Late Entrant Waiting Period

Dental Coverage

Principal - Low Option PPO

$1,000

Not Covered

Monthly Semi-Monthly

Limitations and Exclusions

Late entrants (those enroling more than 31 days after becoming eligible) will be subject to an

individual benefit waiting period, subject to plan guidelines.

Principal - High Option PPO

$1,000

Plan pays 50%, $1,000 Lifetime Benefit

Monthly Semi-Monthly