8
UNDERSTANDING
YOUR
DENTAL
PLAN
Dental Questions? Need to Locate a Provider?
Contact Principal
1-800-986-3343 or
www.prinicpal.comType of Plan
In-Network
Out-of-Network
(*Subject to 90th Percentile of Reasonable and
Customary)
Deductible
Single: $25
Family: $75
Single: $25
Family: $75
Annual Maximum Benefit
(per member enrolled)
Unit 1-Preventive Services
(oral exam, cleaning, x-rays)
100%
100%*
Unit 2-Basic Services
(fillings, root canal, oral surgery, periodontics)
80% after Deductible
80% after Deductible*
Unit 3-Major Services
(crowns, dentures, bridges)
50% after Deductible
50% after Deductible*
Orthodontia Services
Contribution
Employee
$35.07
$17.54
Employee + Spouse
$72.94
$36.47
Employee + Child(ren)
$75.56
$37.78
Employee + Family
$117.48
$58.74
Type of Plan
In-Network
Out-of-Network
(*Subject to 90th Percentile of Reasonable and
Customary)
Deductible
Single: $25
Family: $75
Single: $25
Family: $75
Annual Maximum Benefit
(per member enrolled)
Unit 1-Preventive Services
(oral exam, cleaning, x-rays)
100%
100%*
Unit 2-Basic Services
(fillings, root canal, oral surgery, periodontics)
80% after Deductible
80% after Deductible*
Unit 3-Major Services
(crowns, dentures, bridges)
50% after Deductible
50% after Deductible*
Unit 4-Orthodontia Services
(child and adult)
Contribution
Employee
$37.72
$18.86
Employee + Spouse
$78.46
$39.23
Employee + Child(ren)
$81.27
$40.64
Employee + Family
$126.36
$63.18
Late Entrant Waiting Period
Dental Coverage
Principal - Low Option PPO
$1,000
Not Covered
Monthly Semi-Monthly
Limitations and Exclusions
Late entrants (those enroling more than 31 days after becoming eligible) will be subject to an
individual benefit waiting period, subject to plan guidelines.
Principal - High Option PPO
$1,000
Plan pays 50%, $1,000 Lifetime Benefit
Monthly Semi-Monthly