Table of Contents Table of Contents
2016 Clayton Benefit Guide.pub Next Page
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2016 Clayton Benefit Guide.pub Next Page

 




Contact Information
4

Understanding Your Plan Options
5

Enrolling in the Plans
6

Eligibility
6

Frequently Asked Questions
7

Want to Know What Medicare Covers
7

Medical - Anthem
8

Health Savings Account Information
10

Care Options and When to Use Them
12

Dental - MetLife (PPO) and CIGNA (DHMO)
14

Vision - Vision Benefits of Amercia (VBA)
16

Base Life and Accidental Death and Dismemberment
16

Voluntary Life and Accidental Death & Dismemberment
17

Long Term Disability Insurance
18

Long Term Care Insurance
18

Worksite Benefit Program
19

Employee Assistance Program (EAP)
19

Flexible Spending Account (FSA)
20

Important Benefit Information
22

Important Notices
23

COBRA Benefit Option
25

Retiree Benefit Option
26

Glosssary of Terms
27