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Disabi li ty
ABC Company provides Short-Term and Long-Term Disability Benefits to full-time employees
at no
cost to our employees.
Your disability benefits provides you with a source of income in the event
that you are not able to work due to an accident, illness or injury.
Short-Term Disability
(STD):
Your STD benefit is available on the first of the month after 60 days of
active service. This plan pays a benefit of up to 60% of your weekly covered earnings. You must be
continuously disabled for the later of any accumulated sick leave or 7 days from either accident or
sickness.
Long-Term Disability
(LTD):
Your LTD benefit is available on the first of the month after 60 days of
active service. This plan pays a benefit of up to 60% of your monthly covered earnings to a
maximum of $10,000 per month. You must be continuously disabled for 180 days or the expiration of
your sick leave, whichever is greater, before benefits may be payable.
AFLAC
ABC Company employees
may also elect
to purchase Group Accident or Group Critical Illness
coverage from AFLAC.
Group Accident
insurance pays a benefit for the treatment of injuries suffered as a result of a
covered accident, regardless of any other health insurance benefits you may have. These benefits
are also available for your spouse and/or dependent children
Group Critical Illness
coverage provide a lump-sum benefit upon the diagnosis of not only one
covered illness, but for each covered illness. These benefits are also available for your spouse.
Children can be covered at 25% of the employee insured amount at no additional charge. Benefits
amounts available for $5,000 up to $50,000 for employees and $25,000 for spouse.
Ages
$5,000
$10,000 $15,000 $20,000 $25,000 $30,000
18-29
$2.03
$3.53 $5.03 $6.53 $8.03 $9.53
30-39
$3.02
$5.51 $8.01 $10.50 $12.99 $15.48
40-49
$7.11
$13.68 $20.26 $26.84 $33.41 $39.99
50-59
$10.75 $20.98 $31.20 $41.42 $51.65 $61.97
60-69
$16.82 $33.11 $49.41 $65.70 $81.99 $98.28
Ages
$5,000
$7,500
$10,000 $12,500 $15,000
18-29
$2.03
$2.78 $3.53 $4.28 $5.03
30-39
$3.02
$4.27 $5.51 $6.76 $8.01
40-49
$7.11
$10.40 $13.68 $10.27 $20.26
50-59
$10.75 $15.86 $20.98 $28.00 $31.20
60-69
$16.82 $24.97 $33.11 $41.26 $49.41
Critical Illness: Tobacco - Employee
Critical Illness: Tobacco - Spouse
Ages
$5,000
$10,000 $15,000 $20,000 $25,000 $30,000
18-29
$1.50
$2.47 $3.44 $4.41 $5.38 $6.35
30-39
$2.03
$3.53 $5.03 $6.53 $8.03 $9.53
40-49
$3.71
$6.90 $10.08 $13.27 $16.45 $19.64
50-59
$5.75
$10.96 $16.18 $21.39 $26.61 $31.82
60-69
$8.84
$17.15 $25.45 $33.76 $42.07 $50.38
Ages
$5,000
$7,500
$10,000 $12,500 $15,000
18-29
$1.50
$1.98 $2.47 $2.95 $3.44
30-39
$2.03
$2.78 $3.53 $4.28 $5.03
40-49
$3.71
$5.31 $6.90 $8.49 $10.08
50-59
$5.75
$8.35 $10.96 $13.57 $16.18
60-69
$8.84
$12.99 $17.15 $21.30 $25.45
Critical Illness: Non Tobacco - Employee
Critical Illness: Non Tobacco - Spouse
Accident Insurance:Low Option 24 Hour
Plan
Employee
$3.40
Employee & Spouse
$4.73
Employee & Depended Children
$6.20
Family
$7.53