Table of Contents
Contact Information
..............................................................................................................................................................................1
Medical Insurance
................................................................................................................................................................................2
Understanding Your Plan Options
.................................................................................................................................................2
Understanding Health Savings Accounts (HSA)
............................................................................................................................3
Virtual Visits
...................................................................................................................................................................................5
Advocate4ME
................................................................................................................................................................................5
Rally
..............................................................................................................................................................................................5
Care Options and When to Use Them
...........................................................................................................................................6
Your Medical Insurance Plan Options and Costs
..........................................................................................................................8
Voluntary Dental Insurance
..................................................................................................................................................................9
Voluntary Vision Insurance
.................................................................................................................................................................10
Basic Life and AD&D
..........................................................................................................................................................................11
Voluntary Life and AD&D and Dependent Life
....................................................................................................................................11
Disability Insurance.............................................................................................................................................................................12
Short-Term Disability
...................................................................................................................................................................12
Long-Term Disability
....................................................................................................................................................................12
Long-Term Care
.................................................................................................................................................................................12
Flexible Spending Accounts (FSAs)
...................................................................................................................................................13
Type of Accounts
.........................................................................................................................................................................13
How the Accounts Work
..............................................................................................................................................................13
Contact Information
.....................................................................................................................................................................14
Teledoc
...............................................................................................................................................................................................15
401(k) Retirement Plan
.......................................................................................................................................................................15
Holidays
..............................................................................................................................................................................................15
Paid Time Off Policy
...........................................................................................................................................................................16
Bereavement (Funeral) Leave
............................................................................................................................................................17
Jury Duty
............................................................................................................................................................................................17
Service Awards
...................................................................................................................................................................................17
Voting
.................................................................................................................................................................................................17
Worker’s Compensation Insurance
.....................................................................................................................................................17
Military Service Leave of Absence
......................................................................................................................................................18
Business Travel Accident
...................................................................................................................................................................18
Important Notices
...............................................................................................................................................................................19
Special Enrollment Notice
...........................................................................................................................................................19
Women’s Health and Cancer Rights Act Of 1998
........................................................................................................................19
Notice of Material Change (also Material Reduction in Benefits)
.................................................................................................19
Notice of Privacy Practices
..........................................................................................................................................................19
Important Information Regarding 1095 Forms
.............................................................................................................................19
Marketplace Options
....................................................................................................................................................................19
Medicaid CHIP Notice
.................................................................................................................................................................20
Medicare Part D Credible Coverage
............................................................................................................................................20
Glossary of Terms
..............................................................................................................................................................................22