2017 Benefit Guide Hand Family

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Voluntary Critical Illness Benefit
Customer Service: (888)600-1600
Websites:
Group Number: 00478539
Critical Illness Benefits
Conditions 1st Occurrence 2nd Occurrence
Cancer Type 1 (Invasive) 100% 50%
Heart Attack 100% 50%
Kidney Failure 100% 50%
Organ Transplant 100% 50%
Stroke 100% 50%
Cancer Type 2 (Non-Invasive) 25% 0%
Employee may choose a lump sum benefit of $5,000 to $25,000 in
$5,000 increments.
Coronary Artery Bypass Graft 25% 0%
Spouse Benefit 50% of employees lump sum benefit
Child Benefit (Age 14 days to 26 years) 50% of employees lump sum benefit
Newly eligible employees age 18-69 are eligible for $10,000 in guaranteed issue coverage without answering medical questions.
Spouses of newly eligible employees age 18-69 are eligible for $5,000 in guaranteed issue coverage without answering medical
questions. Children of newly eligible employees are eligible for $5,000 in guaranteed issue coverage without answering medical
questions. Employees with critical illness coverage are eligible for a $50 benefit once per year for completing a wellness exam.