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The servicing of this account will be in accordance with the terms and conditions of this agreement, any

amendments thereto and in compliance with the RESPA-TILA Mortgage Servicing Final Rules if

applicable. In the event of conflicting provisions of the deposited documents with this Agreement, SAS

will service this account in accordance with this Agreement until SAS receives new written instructions

from the parties. The parties understand that this Agreement and any future written instructions, are

subject to review, approval and acceptance by SAS, which reserves the right to refuse, modify or require

supplemental agreements or addendum prior to acceptance of any account to be serviced.

This Agreement with the accompanying Terms and Conditions, pages 1-9 inclusive, shall be binding

upon all Payors, Payees, and their successors and/or assigns.

This document may be completed and/or signed in counterpart and when attached or otherwise joined

together shall be considered one complete agreement.

AGREED AND ACCEPTED:

_________________________________________

Payor:

______________________________________

Payee:

Payor:

Payee: