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Critical Illness
This plan is designed to help you with out-of-pocket expenses and lost wages associated with a serious
illness. Your critical illness benefit can be used for an purpose, such as: lost time from work,
mortgage/rental/utilities, copays/deductibles/coinsurance, home health care costs and childcare expenses.
When you enroll, you elect a benefit amount between $5,000 and $20,000. This benefit then pays a lump-
sum benefit, tax free, if you are diagnosed with one of the covered illnesses. Some of the illnesses covered by
the plan this plan include: heart attack, stroke, major organ failure, permanent paralysis, end stage renal
failure, coma and coronary artery bypass. This coverage is available to you, your spouse and dependent
children (to age 26). Below are the post-tax premium amounts.
Accident Coverage
This option is designed to financially assist you in the event of any injury, on or off the job. It pays benefits
based on the type of injury (or covered incident) you sustain or the type of treatment you need. The benefits
are paid directly to you rather than your doctor or hospital. You can cover yourself, your spouse and
dependent children (to age 26). The plan is guarantee issue, which means no medical questions or tests
required for coverage. Below are post-tax premium amounts.
For a complete description of available benefits along with applicable provisions, exclusions and limitations,
see the certificate of insurance.
Employee /Spouse
Age
$5,000
$10,000
$15,000
$20,000
Under 30
$3.05
$6.10
$9.15
$12.20
30-39
$3.55
$7.10
$10.65
$14.20
40-49
$6.60
$13.20
$19.80
$26.40
50-59
$14.15
$28.30
$42.45
$56.60
60-64
$23.45
$46.90
$70.35
$93.80
65-69
$30.85
$61.70
$92.55
$123.40
70+
$41.25
$82.50
$123.75
$165.00
Monthly Rates
Employee
Employee and
Spouse
Employee and
Children
Family
$15.70
$26.68
$30.96
$41.94
Critical Illness and Accident Coverage
Voya
1-877-236-7654