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U N D E R S TA N D I N G

YOUR

LIFE INSURANCE

Questions?

Contact Prudential

1-800-524-0542 or

www.prudential.com

Group #: 24680

Plan Name: Epic Wines and Spirits

BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE (AD&D)

Epic Wines and Spirits provides a Basic Life and AD&D benefit to all full time employees at no cost to you.

The Basic Life insurance benefit is 1 times your Annual Earnings to a $200,000 maximum. Benefits are reduced by 35% at

the age of 65, and 50% at the age of 70.

AD&D insurance provides additional benefits to you and your beneficiary if you suffer loss of life or limb due to an accident.

The Basic AD&D benefit is 1 times your Annual Earnings to a $200,000 maximum.

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