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Commission Schedule

Commission level is based on agent income (net earnings to agent).

Agent Earnings

% of Gross Commission to Agent

$0 - $40,000

70%

$40,001 - $50,000

75%

$50,001 - $100,000

80%

$100,001 - $200,000

85%

$200,001 - $300,000

90%

$300,001 - $400,000

95%

$400,001 +

100%

Your starting split for the next calendar year will be your ending split for the current year.

For example,

if you end 2014 at a 75% split, you will begin 2015 with a 75% split.

Agent earnings are not cumulative

from calendar year to calendar year. Each calendar year will stand alone for agent earnings to increase

commission split percentage.

The highest beginning agent split will be 80%. You may earn up to 100% commission split, but will start

the next calendar year no higher than 80% and progress.