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Basic Life / Accidental Death and Dismemberment (AD&D)
Santa Barbara Unified School District provides Basic Life insurance and Accidental Death and
Dismemberment insurance through Cigna at no cost to you. All eligible full-time benefits employees
are automatically enrolled in the Basic Life and AD&D as long as a form has been completed and
returned to the Human Resources department.
Eligible Group
Life Insurance Benefit*
Certified / Classified Employees
$30,000
Management
$100,000
Spouse
$1,500
Children – 6 months to 19 years and up to 25 years if
full-time student
$1,500
Children – birth to 6 months
$500
*Note age reduction schedule: when you reach age 65, benefits will be reduced to 65%; at age 70, your
benefits will be reduced to 40%; at age 75, your benefits will reduce to 25%.
Eligible Group
AD&D Benefit*
Certified / Classified Employees
$30,000
Management
$100,000
Spouse
$1,500
Children – 6 months to 19 years and up to 25 years if
full-time student
$1,500
Children – birth to 6 months
$500