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www.ovbc.com/mbc

*Super NOW monthly fee is waived if analysis determines sufficient balance is maintained to offset. Account

holders can also earn interest on high balances; see branch for details.

**Bounce Protection limit is subject to approval on all accounts.

**For more information regarding eDelivery email

callcenter@ovbc.com

or call (800) 468-6682

***A.P.Y. based on balance as of 6/26/16. Check branch for current rate.

Business Analysis Accounts:

 Fees are determined through monthly analysis of the account. Contact your

local office for a review of your specific account.

A.P.Y. = Annual Percentage Yield

BUSINESS

CHECKING ACCOUNTS

03

Small Business

Checking

Business

Checking

IOLTA

Super NOW

for public funds & sole

proprietroships only

Initial Deposit

$100

$50

$50

$2,500

Monthly Service

Fee

Free if under 200

transactions per

month; 25 cents

per transaction

over 200

Free with average

monthly bal-

ance of $5,000 or

more; $10/mo. if

under

None; all fees

waived

$5*

Monthly

Statement Fee

eDelivery: free

Mailed: $1

eDelivery: free

Mailed: $1

none

eDelivery: free

Mailed: $1

Business Debit

Card

Bounce

Protection**

$700

$600

none

$600

eDelivery

Statement

NetTeller Cash

Management &

Mobile

free

free

free

free

Bill Pay

free

$5/mo. Includes

first 12 bills paid,

after 12, pay-

ments are 50

cents ea.

Interest rate

tied to Market-

Watch money

market current

rate; 0.00% APY -

0.25% APY***

$5/mo. Includes

first 12 bills paid,

after 12, pay-

ments are 50

cents ea.