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EDM, Inc.
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EDM knows your employee benefits package is extremely important to you and understands that benefits
should meet your and your family’s needs, as well as be affordable. We are partnered with Tina Borge of
CBIZ Benefits & Insurance Services, Inc. who assists us with making sure our benefits are comprehensive
and meets the needs of our employees, while still managing the costs. For any claim issues, due to
HIPAA privacy laws, it is necessary for you to contact the carrier directly. If your claim issue is not
resolved after contacting the carrier, please call Nicol Schmidt with CBIZ Benefits & Insurance Services,
Inc. at 1-314-692-5847 for further assistance.
This year we received an increase from United Healthcare. We conducted a full market research for our
health benefits and were unable to get competitive rates and benefits from the other carriers. In addition to
renewing with United Healthcare, we have decided to keep the current plan and add an alternative plan
for the 2016/2017 policy year. More details will follow in this Employee Benefits Guide.
Note: Your annual medical deductible will start over July 1, 2016 and accumulate through June 30, 2017.
EDM will reimburse the first portion of the in-network deductible, office visit, urgent care and emergency
room copays ($2,000 for individual and $3,000 for family). CBIZ will be handling our HRA and all claims
will need to be submitted by the employee.
The Annual Enrollment period runs from June 1 through June 30th and it is the one time of year to
make changes to your current election, adding or removing dependents from your coverage for a
July 1, 2016 effective date. Otherwise, the only way to change your election is due to a qualifying
event (i.e. divorce, marriage, newborn). You must make these changes within 31 days of the event.
The purpose of this booklet is to describe the highlights of your benefit program. Your specific rights to benefits under the Plans are governed solely, and in every
respect, by the official Plan documents and insurance contracts, and not by this booklet. If there is any discrepancy between the description of the Plans as de-
scribed in this material and official Plan documents, the language of the documents shall govern.
Welcome to EDM, Inc’s
Annual Enrollment Period