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CROSS KEYS BANK | MARCH 2015

3

T A B L E O F

C O N T E N T S

Letter from the President . . . . . . . . . . . . . . . . . . . . . . . . . . . . .2

Dear Geek Girl: Tech Advice Column . . . . . . . . . . . . . . . . . . . . . . . .4

CKB Officers Complete 2014 Leadership School . . . . . . . . . . . . . . . . . . .4

CKB Employee Promotions . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

CKB Photo Ops. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6

COO Mandy Smart Receives LSU Graduate School of Banking Board Appointment . . .8

See the World: Join the Cross Keys Travel Club . . . . . . . . . . . . . . . . . . . 9

CKB 2014 Annual Employee Day . . . . . . . . . . . . . . . . . . . . . . . . . 10

Redefining Retirement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

April 2015 Will Bring Changes to Flood Insurance Premiums . . . . . . . . . . . . 14

CKB Photo Ops. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

BSJ Bancshares, Inc. & Cross Keys Bank 2014 Annual Report . . . . . . . . . . . . 15

Cross Keys Bank is a full service

bank founded in 1902 to meet the

needs of a growing community.

For more than 100 years, integrity,

service and stability have been the

guiding principles of Cross Keys Bank,

but personal commitment

is what sets us apart.

We are neighbors and friends who

value the traditions that strengthen

community while embracing the

innovations that make life a little

more convenient for everyone.

From personal checking, savings,

insurance and investment accounts

to a full range of business banking

products, the friendly professionals

at Cross Keys Bank are here for you.

Visit any of our convenient locations

or call on us if you need help

with any of our products.

OUR MISSION IS

TO HELP OUR

CUSTOMERS SUCCEED.

BY THEIR SUCCESS WE

WILL SUCCEED.