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The information in this brochure is a general outline of the benefits offered
under the Pacific Southwest Realty Services’ benefits program. This brochure
may not include all relevant limitations and conditions. Specific details and
limitations are provided in the plan documents, which may include a Summary
Plan Description (SPD), Evidence of Coverage (EOC), and/or insurance
policies. The plan documents contain the relevant plan provisions. If the
information in this brochure differs from the plan documents, the plan
documents will prevail.