FLFCU 1st Quarter Newsletter 2025

3

IN THE LOOP

BRANCH LOCATIONS 4172 Hefner Drive

Fort Liberty, NC 28310 4020 Bastogne Drive Fort Liberty, NC 28307 1650 Skibo Road Fayetteville, NC 28303 7840 Raeford Road

The Advantages of a Money Market Account The primary advantage of a Money Market Account is its tendency to offer more attractive interest rates than other savings accounts while keeping your funds easily accessible.

Fayetteville, NC 28304 6300 Ramsey Street Fayetteville, NC 28311 107 Brucewood Road Southern Pines, NC 28387 BRANCH HOURS Monday - Thursday 9:00 am- 5:00 pm Friday 9:00 am- 6:00 pm Saturday 9:00 am - 1:00 pm (Skibo & Southern Pines only) CONTACT US Telephone 910.864.2232 or 866.79.FLFCU (866.793.5328) Fax: 910.487.8204 Mailing Address Post Office Box 70240 Fort Liberty, NC 28307 MyFortLiberty FCU.org ABA #253175737 HOLIDAY CLOSURES NEW YEAR’S DAY Wednesday, January 1st BIRTHDAY OF MARTIN LUTHER KING JR. Saturday, January 18th & Monday, January 20th WASHINGTON’S BIRTHDAY Saturday, February 15th & Monday, February 17th

PRODUCT Savings Checking 48 Month CD

NATIONAL AVERAGE 0.043%

The Money Market Account at FLFCU boasts a 4.00% Annual Percentage Yield (APY), which is considerably higher than the National Average of other savings products as reported by the FDIC. Please refer to the chart for details.

0.08% 1.27%

*National Average rates are from FDIC at www. fdic.gov/resources/bankers/national-rates/ and are valid as of 11/18/2024.

And, like other deposit accounts, the FLFCU Money Market Account is backed by federal insurance, providing coverage of up to $250,000 when held by the same owner(s). Also, a Money Market Account can be a valuable savings tool for achieving both short-term and long-term financial objectives. For instance, you may consider opening a Money Market Account if you: • need a convenient and secure place to keep your emergency funds • want to earn an APY comparable to CDs without tying up your money for months • are interested in saving money toward a major purchase like a down payment on a home So, if you want to achieve your saving goals and earn a higher interest rate while retaining access to your funds, a Money Market Account may be the ideal choice. Go to MyF ortLibertyFCU.org/mma to learn more about FLFCU’s Money Market Account.

Supporting Our Communities Over the past quarter, we held a fundraiser for the United Way of Cumberland County, partnered with Support Military Families, organized a gift drive for Family Promise of Fayetteville, and contributed to relief efforts for those impacted by Hurricane Helene. Through our United Way campaign, FLFCU employees raised $8,000 from August to November through various events. With Support Military Families, we helped provide gifts to over 400 military spouses and their children. Additionally, we supported Family Promise of Fayetteville by donating Christmas gifts to 49 children. In response to Hurricane

Helene, FLFCU employees gathered donation items and placed them in bins for distribution by relief organizations. FLFCU also made monetary contributions to the Carolinas CU Foundation Disaster Relief Fund and several national and regional relief organizations.

Federally insured by NCUA.