Besnard Owner/Operator Brochure


Insurance Solutions Properly insuring a risk as large as over 14,000 restaurants involves strong, long-term preferred relationships and reputations with insurance companies and markets. Besnard works closely with a network of insurers from around the globe to provide our clients the best possible coverage to meet their needs. Our insurance products include:

• Workers’ Compensation • Property • Wind Deductible Buy Down • General Liability • Crime • Cyber / Network Security • Employment Practices Liability Claim Management

• Commercial Umbrella • Personal Excess • Commercial Auto • Benefits and Life • Bank / Wire Fraud

• Terrorism/TRIA • Malicious Attack

Besnard is committed to managing claims from beginning to end by working closely with our clients, claims adjusting teams, and the insurance companies. From the moment a claim is reported, we work diligently to ensure all parties (Owner/Operators and their teams, claims adjuster, injured party, vendors, McDonald’s corporate, and more) work together and strive to close claims with the best possible outcome. We identify key loss drivers to ensure our risk management solutions are focused on the areas affecting Owner/Operators most frequently and provide our clients detailed claims analysis. We also provide on-the-spot loss runs and claim reviews when needed. In the event of a large claim, our Risk Management team leads the efforts to get the client back up and running quickly. We work directly with claims adjusters and third parties to keep the claim on track and keep clients up-to-date on its status.


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