Guaranty Bank Merger Packet

Personal Banking Solutions: Account Transition This chart shows a side-by-side feature comparison of the Hometown Bank product and the corresponding Guaranty Bank product it will transition to at conversion. Please note: Not all account features are listed, as the chart’s purpose is to show a comparison between the two products. See enclosed disclosures for complete details. Please refer to the charts below and on the following pages to see what type of account(s) you will transition to at Guaranty Bank. If you are interested in changing your account type after the conversion on June 11, 2018, or have further questions about our personal online banking solutions, please visit your nearest Guaranty Bank banking center or contact customer service at 1.833.875.2492. For more information, visit www.gbankmo.com/welcome.

All Guaranty Bank personal checking accounts include: • Free initial ATM/debit card • Free Mobile Banking (mobile carrier rates may apply) • Free Mobile Check Deposit • Free Online Banking • Free eStatement • Free Bill Payment with eStatement enrollment • Free 24/7 Teller Phone • Free access to 24,000 ATMs nationwide

CURRENT ACCOUNT NAME CURRENT ACCOUNT FEATURES

NEW ACCOUNT NAME

NEW ACCOUNT FEATURES

Free Checking Hometown Partnership Checking

Monthly Service Charge: No fee Avoid Service Charge By: No requirements Statements : Free eStatement or paper statement Overdraft Protection: For qualified accounts Online Banking: Free Bill Payment: $5.95 for up to 10 bills per month- Free Checking ; free -Partnership Checking Other: Free first box of checks, cashier’s checks, money orders, and 3x5 safe deposit box- Partnership Checking

Guaranty Advantage Checking

Monthly Service Charge: No fee Avoid Service Charge By: No requirements Statements: Free eStatement or paper statement Overdraft Protection: For qualified accounts Online Banking: Free Bill Payment: Free with eStatement enrollment, otherwise $4.25 per month Interest: Minimal requirements to earn interest

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