United Community Bank: A Quick and Easy Guide to Online Banking and Bill Pay

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Budgets From Scratch ......................................................................................................... 42 Editing or Deleting a Budget............................................................................................... 43 Editing or Deleting a Sub-Budget....................................................................................... 45 Trends Overview .................................................................................................................. 46 Cash Flow Overview............................................................................................................. 47 Adding an Expense .............................................................................................................. 48 Adding Income ..................................................................................................................... 49 Editing, Deleting or Skipping a Cash Event ....................................................................... 50 Net Worth Overview ............................................................................................................ 51 Debts Overview.................................................................................................................... 52 Edit Annual Percentage Rate (APR) and Minimum Payment.......................................... 53 Extra Payments .................................................................................................................... 55 Security Protecting Your Information......................................................................................56 General Guidelines .............................................................................................................. 56 Login ID and Password........................................................................................................ 56 Fraud Prevention ................................................................................................................. 56 Security Preferences...................................................................................................57 Change Password ................................................................................................................ 57 Change Login ID ................................................................................................................... 58 Secure Delivery .................................................................................................................... 59 Mobile Security Preferences......................................................................................60 Enabling Biometrics............................................................................................................. 60 Enabling Passcode Authentication .................................................................................... 62 Enabling Face ID................................................................................................................... 63 Disabling Passcode Authentication or Biometrics Login ................................................ 64 Apple Watch ®.............................................................................................................................................................................................. 65 Apple Watch ® Setup............................................................................................................. 65 Viewing Balances and Transactions .................................................................................. 65 Alerts Overview ...........................................................................................................66 Account Alerts ...................................................................................................................... 67 History Alerts........................................................................................................................ 68 Online Transaction Alerts ................................................................................................... 69 Security Alerts Overview ............................................................................................70 Editing Delivery Preferences............................................................................................... 70 Enabling and Disabling Push Notifications..............................................................71 Secure Message Overview .........................................................................................72 Sending a Secure Message ........................................................................................73