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PAGE 119

Unipres U.S.A. Employee Benefits Brokerage and Consulting Services RFP

Who will be responsible for enrolling new employees? What is the process for enrollment?

Answer: HR

will contact eligible employees with enrollment information and eligible employees will have 30 days to

make enrollment elections by submitting elections to HR.

When do benefits end?

Answer: Benefits end as of the earliest of the last day through which full-time eligibility is met, monthly

premiums are paid, or the end of the month in which employment service is terminated; COBRA

continuation coverage options may be available thereafter (unless coverage ends due to non-payment of

premiums).

Do Re-hires have to start over with a measurement period or eligibility?

Answer: If an employee is terminated and rehired within 13 weeks from their previous date of

termination, his/her eligibility or employment service calculation may continue from the previous period

of employment. If more than 13 weeks have passed since the previous employment service period

ended, that employee would then start the process again as another new hire and would become eligible

for coverage based on the circumstances and criteria stated above.