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$10,146

$10,558

$10,779

$11,204

$11,635 $11,920

$6,713

$7,256

$6,850

$8,346

$8,578

$9,312

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2011

2012

2013

2014

2015

2016

National Average

POAH

Health Benefit Cost for Active Employees:

Source: Mercer National Survey of Employer-Sponsored Health Plans 2016

$370

$358

$339

$318

$361

$392

$254

$297

$215

$287

$196

$183

$0

$50

$100

$150

$200

$250

$300

$350

$400

$450

2011

2012

2013

2014

2015

2016

Premium

Claims

Per Member Per Month Premium versus Claims,

2011- 2016:

Factors Driving PEPY:

Plan Design

Dependent Enrollment and Contributions

Percent Enrolled

High Usage

Note: Premium dollars included to not take into account max refund settlements or premium holidays

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