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POAH Communities Summary of Current Programs
Line of Coverage
Carrier/Vender
CBIZ
commission
percentage
built into
premium
Commissions
Received
(05/16 -
04/17)
Employer/
Employee Split
of commission
paid
Medical
Base
Buy Up
BCBSKC
1%
(1)
$23,027
76% ER
24% EE
Dental
Delta Dental of
MO
4%
$7,956
60% ER
40% EE
Vision
Superior Vision
6%
$1,318
72% ER
28% EE
Basic Life AD&D
Metlife
Graded 15%
$2,321
100% ER
Voluntary Life/Voluntary
AD&D
Metlife
Graded 15%
$5,366
100% EE
Short Term Disability
(Corporate Employees
Only)
Metlife
10%
$1,298
100% ER
Long Term Disability
(Corporate Employees
Only)
Metlife
Graded 15%
$1,981
100% ER
Voluntary Accident
Voya
20%
$3,041
100% EE
Critical Illness
Voya
20%
$1,945
100% EE
Voluntary Short Term
Disability
KC Life/Abacus
15%
$5,081
100% EE
Wellness
Coordinator / Programming
(2)
Invoiced to POAH
BCBS Wellness Funds
(used to offset wellness programming expenses)
$35,796
$25,000
Line of Coverage
Carrier/Vendor
EAP
New Directions
Section 125
CBIZ Flex
COBRA
CBIZ COBRA
ACA Tracking/Reporting
CBIZ ACA Checkpoint
HRIS/Payroll
CBIZ/EMS Payroll
Products Net of Commissions
(1) The BCBSKC medical commissions were reduced in 2015 from 2% to 1%
(2) In 2013, CBIZ removed the wellness services fee of $10,500 annually and built it into our standard scope of services
Paid by
Carrier
% of
premium
Compensation
Received
BCBSKC
2%
$46,994
DDMO
2%
$3,812
Override dollars received by CBIZ
not built into the premium
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