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Summary of 2017 Renewals
Medical Renewal
2017 Blue Cross Blue Shield of Kansas City Renewal
Initial BCBSKC renewal calculation through October 2016 was 9.9%
•
Loss Ratio 72% with $701,528 in ongoing large claim diagnosis
Cost Plus option provided
CBIZ negotiated renewal increase to 4.99%, revised calculation through
December
•
No changes to plan design
•
Includes 1.17% of ACA taxes and fees
•
$25,000 wellness stipend
Contribution strategy was reviewed, no major change was implemented this
year. The current ER/EE split remained with the renewal increase evenly
shared amongst both parties.
Dental Renewal
Delta Dental of Missouri
The initial dental renewal calculation called for a rate pass and no plan
changes.
CBIZ marketed the dental plan and Guardian, Metlife, and Cigna provided
competitive proposals.
POAH renewed with DDMO after DDMO revised renewal to 24 month rate
guarantee, enhanced new annual maximum rollover feature, added
enhanced ortho treatment in process provision, and removed the 12 month
waiting period for late entrants provision.
Vision Renewal
Superior Vision
Rates under guarantee until May 1, 2018
Life/AD&D
Metlife
The Life/AD&D short and long term disability programs are under rate
guarantee until 2018.
Metlife provided a proposal for extending current disability coverage to entire
population (currently only offered to corporate employees). This proposed
change would increase premium significantly.
Final decision was to keep current offering as is with a benefit only available
for corporate employees.
Accident, Critical Illness, &
Voluntary STD
Voya/KC Life
The Accident, Critical Illness and Voluntary STD products are under rate
guarantee until 2018.
Wellness Program
Incentive and program remained the same for 2017/2018 plan year. Same
with tobacco surcharge.
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