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8

Dental Insurance

Sun Life Voluntary Dental

Plan Summary

Network Information

The Sun Life dental plan uses the Assurant Dental PPO

network. It is to your advantage to utilize a network dentist

to get the greatest benefit and the lowest cost through

contracted fees. To find a network provider, participants

should register on

www.sunlife.com / o

aregister

by entering

your name and email address. You will receive an email

thereafter to finalize your registration. You can also search

for a provider at

www.assurantemployeebenefits.com

by

selecting Find a Dentist on the left side of the page.

If you choose not to see a network provider, you will be

responsible for any amounts exceeding 95% of usual and

customary allowances when using out-of-network providers.

This Plan Includes Lifetime of Smiles

Preventive Max Waiver®

allows families and

individuals to get routine dental care without tapping

into their annual maximums.

Brush biopsies

to help with early detection of oral

cancer.

Genetic testing

to help identify individuals who are at

genetic risk for gum disease.

Periochips

to help control bacteria and reduce the size

of periodontal pockets.

Online Dental Health Center

a trusted resource that

offers members the most up-to-date information

available on preventive dental care.

PPO Benefits

In-Network

Out-of-

Network

Deductible

Individual

Family

(Waived for Preventative Services)

$0

$0

$25

$75

Coinsurance

Diagnostic/Preventive

Basic Restorative Care

Major Restorative Services

Orthodontia

100%

90%

60%

Not Covered

100%

80%

50%

Not Covered

Annual Maximum

$1,300

Coverage

Type

Services Covered

Class 1 —

Preventive &

Diagnostic

Care

Oral Exams

(2 per calendar year)

Routine Cleanings

(2 per calendar year)

Fluoride Treatment

(1 per calendar year for those

under age 19)

X-Rays

(Bitewing: 2 per calendar year; Full-mouth and

Panorex 1 every 36 months)

Sealants

(limited to posterior tooth. 1 treatment per

tooth every three years up to age 14)

Space Maintainers

Dental Prophylaxis

Genetic Testing

Class II —

Basic

Restorative

Care

Fillings

Root Canal Therapy/Endodontics

Osseous Surgery

Periodontal Scaling and Root Planing

Denture Adjustments and Repairs

Oral Surgery-Simple Extractions

Oral Surgery-all except simple extractions

Anesthetics

Surgical Extractions of Impacted Teeth

Repairs to Crowns and Inlays

Class III —

Major

Restorative

Services

Crowns

Dentures

Bridges

Inlays/Onlay

Type of Coverage

Employee Cost Per Month

Employee Only

$25.74

Employee & Spouse

$50.44

Employee & Child(ren)

$49.57

Family

$67.95

Monthly Employee Cost

(Rates Effective 3/1/17-2/28/18)