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Contact Information
4

Enrolling in the Plans
5

Eligibility
5

Frequently Asked Questions
5

Health Insurance
7

Wellness Initiatives
7

Monthly Employee Cost
7

UnitedHealthcare Plan A Summary
8

UnitedHealthcare Plan B Summary
9

Virtual Visits
10

Advocate4ME
10

Rally
10

Dental Insurance
11

Sun Life Voluntary Dental Plan Summary
11

Monthly Employee Cost
11

Network Information
11

This Plan Includes Lifetime of Smiles
11

Vision Insurance
12

Sun Life Voluntary Vision Plan Summary
12

Employee Monthly Cost
12

Coverage Includes
12

Section 125 Premium Savings Plan
13

Company-Paid Life and Accidental Death & Dismemberment Insurance
13

Supplemental Life and Accidental Death & Dismemberment Insurance
13

Supplemental Life Insurance
13

Accidental Death & Dismemberment (AD&D)
13

Short Term Disability
15

Worksite Benefit Program
16

Accident Expense Benefit
16

Critical Illness Insurance
16

Flexible Spending Accounts (FSA)
19

Health Care Spending Plan
19

Dependent Care Spending Plan
19

Employee Assistance Program (EAP)
21

Tuition Reimbursement
21

Paid Time Off
21

Traditional 401(k) and Roth
21

Referral Bonus
21

Discount Programs
21

Important Notices
22

Special Enrollment Notice
22

Women's Health and Cancer Rights Act of 1998
22

Wellness Program Disclosure
22

Notice of Material Change (also Material Reduction in Benefits)
22

Notice of Privacy Practices
22

Important Information Regarding 1095 Forms
22

Marketplace Options
23

Medicaid CHIP Notice
23

Medicare Part D Creditable Coverage
24

Glossary of Terms
25