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Key Associates Continued

Howard Hyman, ASA

- Consulting Actuary – CBIZ Benefits & Insurance Services, Inc.

- Consulting Actuary – Multiple Benefit Services, Inc.

- Principal, Southeast Region Health and Welfare Operations Manager – Towers Perrin

(Now Towers Watson)

- Clients of note include: Delta Airlines, Genuine Parts Company, State of Georgia, Georgia Pacific, Emory

University – Emory Healthcare, etc.

- Masters of Actuarial Science – Georgia State University

- M.B.A. – Georgia State University

- B.B.A.– University of Georgia