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Welcome
This
Benefits Guide
is an overview of the extensive benefits package offered to you by
VyStar Credit Union
. Employees regularly working at least 20 hours per week are eligible to
participate in these benefits programs on the first day of the month following the benefits
waiting period. Dependent coverage is also available for your legal spouse and children
(up to age 26).
Not all plan provisions, limitations, and exclusions are included in this
publication. In the event of any conflict between the information
contained in this booklet and the actual plan documents and
insurance contracts, the plan documents and insurance contracts will
prevail.
This booklet does not constitute a Summary Plan Description (SPD) o r Plan
Document as defined by the Employee Retirement Income Security Act
(ERISA). The Summary Plan Descriptions and Plan Documents are
available
on Workday
and from Human Resources.
Wishing you a healthy and successful year,
VyStar Credit Union
We have created an easy-to-follow enrollment guide by separating your
available benefits in the categories below. A
Directory of Contacts
is also
included on the last page of this booklet.
Your benefit choices will stay in effect for a full plan year (January 1, 2017 – December
31, 2017). If, however you have a qualified change in family status, you may be able
to change some of your benefit elections. You must notify Human Resources and
provide the required documentation within 31 days of the qualifying event or you must
wait until the next annual enrollment period to make any desired changes.
You may
only withdraw or cancel your election if you do so prior to the coverage effective date.
Qualified family status changes include, but are not limited to:
Change in number of dependents (marriage, divorce, birth, adoption)
Loss of eligibility
Increase or decrease in hours worked
Significant cost/coverage change
Termination/commencement of benefits through another employer
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Meet Alex
4
Medical Options
5
Helpful Resources
6
Health Coaching
7
Dental Options
8
Vision Plan
8
YMCA Program
9
Basic Life and AD&D
9
Supplemental Life & AD&D
10
Short Term Disability
10
Long Term Disability
11
Wellness
12
Employee Assistance Plan
13
FMLA
14-15
Notices & Disclosures
16
Important Contacts
Self
Wealth
Health