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Contact Information ..............................................................................................................................................................................1

Medical Insurance ................................................................................................................................................................................2

Eligibility ........................................................................................................................................................................................2

Frequently Asked Questions .........................................................................................................................................................2

Pre-tax Premium Contributions .....................................................................................................................................................2

United Healthcare Plan Designs....................................................................................................................................................3

Virtual Visits...................................................................................................................................................................................4

Rally ..............................................................................................................................................................................................4

How to Enroll .................................................................................................................................................................................4

Advocate4ME ................................................................................................................................................................................5

Health Care Coverage Options: COBRA and Its Alternatives .......................................................................................................5

When to Use Primary Care, Convenience Care, Urgent Care, Lab Services or Emergency Care ...............................................6

Voluntary Dental Insurance ..................................................................................................................................................................8

Sun Life Plan Design .....................................................................................................................................................................8

Voluntary Vision Insurance ...................................................................................................................................................................9

EyeMed Plan Design .....................................................................................................................................................................9

Voluntary Life and AD&D....................................................................................................................................................................10

Voluntary Worksite Benefits................................................................................................................................................................11

Group Critical Illness ...................................................................................................................................................................11

Group Hospital Indemnity ............................................................................................................................................................11

Group Accident Insurance ...........................................................................................................................................................12

Important Notices ...............................................................................................................................................................................13

Special Enrollment Notice ...........................................................................................................................................................13

Notice of Material Change (also Material Reduction in benefits) .................................................................................................13

Women’s Health and Cancer Rights Act Of 1998........................................................................................................................13

Notice of Privacy Practices..........................................................................................................................................................13

Marketplace Options....................................................................................................................................................................13

Important Information Regarding 1095 Forms .............................................................................................................................14

Medicaid CHIP Notice .................................................................................................................................................................14

Medicare Part D Credible Coverage............................................................................................................................................15

Glossary of Terms ..............................................................................................................................................................................16