CAI-NJ Aug.2017

A U G U S T , 2 0 1 7

Our dedicated experts understand

the needs of community associations.

Popular Association Banking serves the community

association industry exclusively. We offer:

• Financing for building repairs & capital improvements

• Competitive fixed rates with terms up to 15 years

• Your deposits are eligible for multi-million dollar FDIC

insurance with ICS

and CDARS

®1

We are committed to delivering superior customer service

for your association, offering all financing, lockbox,

cash management, and other depository services.

Contact our Mid-Atlantic Relationship Officer:

David Shahrabani

, V.P.

973-783-0014

Toll-free: 800-233-7164

Subject to credit approval.

ICS

and CDARS

are registered service marks of Promontory Interfinancial Network, LLC.

Speed Bumps/Speed Humps

Speed bumps and speed humps

are traffic calming devices which

consist of raised areas of permanently

installed road, or moveable devic-

es, that force drivers to slow down

as they are passed over. Similar

devices include rumble strips. Speed

bumps are shorter and more abrupt

raised areas, while speed humps

are longer and more gradual, and

are considered a gentler version of

speed bumps. Speed bumps and

speed humps are somewhat con-

troversial, and their effectiveness in

actually changing driver behavior or

increasing overall safety has been

questioned by some. For example,

drivers may slow down to cross over

speed bumps or speed humps and

then speed up in between them. The

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