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A
Glossary
Annex I -
263
Worldline
2016 Registration Document
“m-Commerce”/“mobile commerce”
The use of wireless technologies, more specifically mobile telephony technology, to
conduct commercial transactions.
“m-Payment”/“mobile payment”
Transaction carried out from a mobile telephone and charged to a credit or debit card,
the operator’s invoice or an electronic wallet.
“NFC”
Near-Field Communication. Short-range, high-frequency wireless communication
technology permitting the exchange of information between devices up to a distance of
approximately 10 centimeters.
“OBeP”/“online banking e-payments”
technology providers, designed specifically to meet the unique requirements of
payments made by Internet.
Type of payment network developed by the banking industry in coordination with
“omni-commerce”
Refers to cross-channel commerce solutions.
“payment gateway”
numerous other websites.
Internet site permitting the acceptance of online payments and accessible through
“payment scheme”
Commonly refers to an organization in charge of defining and ensuring compliance with
rules specific to a method of payment. Visa and MasterCard are payment schemes.
“payment services”
between the payment service user and the supplier of the goods and services.
Services enabling cash to be placed on or withdrawn from a payment account, as well
telecommunication, digital or IT device and the payment is made to the
telecommunication, IT system or network operator, acting only as an intermediary
as all the operations required for managing a payment account; execution of payment
transactions; transmission of funds;
Issuance of payment instruments and/or acquisition of payment orders; execution of
payment transactions where the consent of the payer is given by means of a
“Payment Services Directive”
internal market.
European Directive 2007/64/CE of November 13, 2007 on payment services in the
“payment services hub”
and provides a holistic, real-time view and sharing of information across all payments.
Electronic payment platform that enables centralized processing of batch and individual
payment, customer, channel or transaction type. It supports standards based interfaces
payments on a single end-to-end platform, irrespective of instrument type, value of
“payment terminal”/“terminal”
transactions to the acquirer.
Equipment used for electronic payments. Terminal that performs electronic reading of
payment cards, certain verifications of validity and automatic transmission of
“PB”
byte is a unit of information that is defined as a multiple of a bit (one byte equals eight
bits).
transmission of digital information. A petabyte (PB) is different from a petabit (Pbit): a
Abbreviation for petabyte, which is a multiple of the byte, a unit of storage or
“PCI-DSS”
the Payment Card Industry.
Payment Card Industry Data Security Standard. Data security standard developed by
“PCI/Payment Card Industry”
Discover, and JCB.
Association of the principal payment schemes: Visa, MasterCard, American Express,
“PEACH”
Pan-European Automated Clearing House.
“peer-to-peer”
Computer network model similar to the client-server model but in which each client is
also a server.
“PIN”
Personal identification number. A secret code required in order to confirm a user’s
identity.
“POS terminal”
Terminal combining the functions of a payment terminal with other functions relating to
the merchant’s business and to payments other than by card, such as cash or check.
“POS/point of sale”
each of the supermarket’s cash registers is a point of acceptance). With rare exceptions,
several points of acceptance (for example, a supermarket is a point of sale, whereas
any French point of sale is legally defined by its SIRET number.
The location where a commercial transaction takes place. A point of sale may include
“private label card”
goods and services.
Card issued by a merchant or a non-financial institution and used for the purchase of
“QR code”
black nodules arranged on a white square background. The pattern of these nodules
Quick Response code. Two-dimensional matrix barcode (or “data matrix”) consisting of
determines the information contained in the code.