Frost Employee Benefits Guide 2017 sm
|
Contact Information |
4 |
|
Introduction |
5 |
|
Eligibility |
5 |
|
Frequently Asked Questions |
5 |
|
Enrolling in the Plans |
6 |
|
Medical Insurance |
7 |
|
Pre-Notification Information |
7 |
|
Medical Plan Important Features |
7 |
|
You Have a Choice on Where to Go for Care! |
8 |
|
Prescription Benefits |
9 |
|
Preventive Care |
9 |
|
Aetna QHDHP Option ($3,000 Ded) |
10 |
|
Aetna Base Plan ($3,000 Ded) |
11 |
|
Aetna Buy-Up Plan ($2,000 Ded) |
12 |
|
Dental Insurance |
13 |
|
Aetna Voluntary Dental |
13 |
|
Vision Insurance |
14 |
|
VBA Voluntary Vision |
14 |
|
Basic Life and AD&D Insurance |
15 |
|
Voluntary Life and AD&D Insurance |
15 |
|
Disability Insurance |
16 |
|
Voluntary Short-Term Disability |
16 |
|
Voluntary Long-Term Disability |
16 |
|
Voluntary Worksite Benefits |
16 |
|
Accident Indemnity |
16 |
|
Critical Care & Recovery |
16 |
|
Cancer Indemnity |
16 |
|
Employee Assistance Program (EAP) |
17 |
|
Flexible Spending Accounts (FSAs) |
18 |
|
Types of Accounts |
18 |
|
How the Accounts Work |
18 |
|
Account Statements |
18 |
|
Plan Your Contribution Carefully |
19 |
|
401(k) Retirement Savings Plan |
20 |
|
Vacation |
23 |
|
Sick Leave |
23 |
|
Personal Day |
23 |
|
Holiday Schedule 2017 |
23 |
|
Health Savings Account (HSA) |
24 |
|
HSA Online Enrollment |
25 |
|
Important Notices |
26 |
|
Special Enrollment Notice |
26 |
|
Women's Health and Cancer Rights Act of 1998 |
26 |
|
Notice of Privacy Practices |
26 |
|
Wellness Program Disclosure |
26 |
|
Marketplace Options |
26 |
|
Medicaid CHIP Notice |
27 |
|
Medicare Part D Creditable Coverage |
27 |
|
Glossary of Terms |
29 |