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CONF I DENT I A L │ PAGE 57

Joplin Schools RFQ – Group Benefit Broker/Consultants

Business Experience

A recognized leader, Mr. Rubadue is periodically quoted via media on

Health Care Reform and other issues. He has been an invited speaker

and lecturer at many functions, most recently at the Captive 101

Seminar, Tri-State Actuarial Club and the Insurance, Accounting and

Systems Association (IASA) National meeting in Dallas, TX. He has

performed expertise work (retiree medical), special morbidity studies

(AIDS/Asbestos Related Diseases), and many unique forecasting

projects that utilize his actuarial experience and education.

Dave has more than 27 years of experience. Prior to joining the

organization, Dave was Co-founder and President of EBS, Inc. a benefits

and actuarial firm acquired by CBIZ, Inc. in 1999.

Service Specialties

Premium Rate and Reserve Adequacy Development

Reserve and Contingency Fund Assessments

Financial Reporting (Qualified Actuary to form opinions on the

Adequacy of Reserves and other Financial Statement items)

PPACA (Health Care Reform) Financial Valuations

Retiree Health and Welfare Benefits, including OPEB Valuations under

GASB, FASB, and IAS

Flexible Benefit Compensation Programs (Wrote and Graded Actuarial

Exams on this subject matter)

Health and welfare insurance Captive development, including feasibility

studies and financial opinions

Background

Education

Bachelor of Arts, Michigan State University, Accounting

Fellow of the Society of Actuaries

Member of the American Academy of Actuaries

Certified Life Underwriter

Past Member of the Exam and Education Committee Society of

Actuaries (Flexible Benefit Compensation Programs)

Member of the Tri-State Actuarial Club

Qualified Actuary

Community Involvement

Chief Actuary and CFO for the Physicians’ Assurance

Company

Consulting Actuary, Coopers & Lybrand

Health Care Actuary, Nationwide Life Insurance Company

David Rubadue,

FSA, MAAA, CLU

National Director of Health Care

Actuarial Services

CBIZ, Inc.

(614) 793-2458

drubadue@cbiz.com

Expertise

Morbidity Claim Reserve & Pricing

Actuarial Certifications

Morbidity Risk Assessments

PPACA Financial Impact

Assessments

Statutory Financial Statement

Opinions (Qualified Actuary)

Pricing and Price Certifications

Health care cost increase

assessments

Medical (Dental) underwriting

guidelines and metrics

Claim Reserve and Contingency

Fund Actuarial Certifications