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What are they saying about the CSD-RT?
education of staff at no-cost, professional compliance and a network of trustworthy advisors. It
has simplified the optional investment process for both employee and employer by offering a
highly professional plan with best in class reviewed quarterly investments. The single provider
provides consistent, reliable and compliance for processing all transactions with the ability to
ask any questions that may arise in the process. It is an excellent option for all since it was
created by the members Districts of Educationplus.
Kurt Kaup
Orchard Farm R-V
What do you like most about the Trust?
The Grain Valley School District just recently joined the CSD Retirement Trust in March, 2014.
We joined the trust because we had grown to the point where we were entertaining too many
vendors with many different retirement options. The large number of vendors led to a lot of
confusion with our staff and difficulty keeping up with the paperwork for our HR and Finance
staff. The confusion was so prominent that we faced very little opposition with our employees
when we implemented the CSD Trust. We actually had our employees thanking us for limiting
the number of options and making the process so much easier. The CSD Retirement Trust
provides our district with one point of contact, and provides our employees easy access to
retirement options with much lower fees than ever before. As a district leader, I have been
most thankful for the ability to provide our employees with lower fees and easier access, while
providing our HR and Finance staff easier processes, one point of contact, and the oversight
necessary to run our retirement program for all employees. I do not regret the decision to join
the CSD Retirement Trust. I actually regret not doing it sooner.
Marc Snow
Grain Valley School District
What do you like most about the Trust?
Special School District joined the CSD Retirement Trust at the beginning in 2010. SSD joined the
trust because it offers a low cost menu of investment options to our employees for 403(b)
investments. Prior to joining the CSD Trust, SSD employees invested their funds with various
vendors many of which sold the employees high-cost annuity products. SSD ran into some
resistance to joining the CSD Trust from the SSD chapter of the NEA due to financial incentives
that the NEA receives from Horace Mann and other 403(b) vendors. We overcame the
resistance by providing the SSD Board with compelling information about the cost savings to
employees as well as relieving SSD of the administrative burden of directly providing the 403(b)
investments. As the fees have been reduced further due to the growth of the Trust, our
employees have benefited more by earning a higher net return on their 403(b) accounts.
Richard Carver
Special SD