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What are they saying about the CSD-RT?
What do you like most about the Trust?
The Trust helps our District employees by offering lower fees to participants due to group
purchasing power. Valic representatives are salaried and as a result take more of an education
approach versus a sales approach resulting in more educational opportunities for staff. The
Trust makes it easier for Districts to remain compliant and reduces recordkeeping. Bringing
providers under a single umbrella allows us to have a single contact for staff to discuss their 457
and 403B questions.
MaryJo Gruber
Clayton SD
What do you like most about the Trust?
We desired a more engaged retirement plan for our employees and wanted to see participation
in our 403(b)/457(b) vehicles increase from the 10%-12% levels we were experiencing in our
trend under the prior multi-vendor program. We presented the idea of joining the trust to our
employee representation team and immediately found them on-board. Rolling it out to our
entire system was very easy from there. CSD-RT guided us every step of the way with template
communications and educational programing for our employees. The only resistance we found
came from the vendors who would be losing the ability to continue working with District
employee’s future contributions. This resistance was minimal and did not dissuade the Board
of Education from joining the CSD-RT.
Robert Vogelaar
Liberty SD
What do you like most about the Trust?
The Trust helps the district stream line its investment portfolio and makes it very easy from a
bookkeeping standpoint to track employee deductions and easily pay vendors. The Trust helps
school district employees by providing a wide variety of investment opportunities at a great
rate and provides financial advisors that are knowledgeable and well trained. We love the great
service. No better options available to us—we think it’s a fantastic opportunity!
Robin Ritchie
Dallas County SD