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Cost of Coverage
South Orange County Community College District pays for the full cost of most coverages for both employees and
dependents. Buy-Up Long Term Care and Voluntary Life are paid for by employees.
In general, you pay for health coverage before federal, state and social security taxes are withheld, so you pay less
in taxes. Please note that domestic partner contributions, are regulated by the IRS and generally must be made
on an after-tax basis. Similarly, the company contribution toward the cost of domestic partner coverage and
his/her dependents is taxable income to you. Contact your tax advisor for more details on how this tax treatment
applies to your specific situation.
EMPLOYER PAID*
Employee
Employee + 1
Employee + Family Composite
Blue Shield PPO
N/A
N/A
N/A
$1,884.00
Blue Shield HMO
N/A
N/A
N/A
$1,576.00
Kaiser HMO
N/A
N/A
N/A
$1,559.00
Delta Dental DPPO
$155.50
VSP Vision
$46.32
Basic Life/AD&D, LTD, Legal Plan, EAP, and Base Long Term Care are also employer paid. Costs are not shown above.
EMPLOYEE PAID
Employee
Employee + 1
Employee + Family Composite
Unum Buy-Up Long Term Care
Age Banded
Your Flexible Spending Account election amount would also
be included as payroll deductions.
*Cost are shown monthly.
Employee/Spouse Age
Voluntary Life Rate*
Under age 20-34
$.05 per $1,000 of coverage
Age 35-39
$.07 per $1,000 of coverage
Age 40-44
$.11 per $1,000 of coverage
Age 45-49
$.19 per $1,000 of coverage
Age 50-54
$.29 per $1,000 of coverage
Age 55-59
$.47 per $1,000 of coverage
Age 60-64
$.78 per $1,000 of coverage
Age 65-69
$1.31 per $1,000 of coverage
Age 70+
$2.22 per $1,000 of coverage
Children
Voluntary Life Rate*
Birth to age 21 (or 25 if
full-time student)
$.18 per $1,000 of coverage