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Unum Voluntary Benefits
You may enroll or make changes to the following benefits by speaking with a Benefit Enrollment Counselor during
Open Enrollment. Please refer to Unum plan materials for additional information.
Group Accident Insurance
Unum’s voluntary accident plan is designed to help you with uncovered medical costs due to qualified accidents. The plan
covers a wide range of injuries and accident related expenses such as hospitalization, physical therapy, hospital intensive care,
transportation and lodging. The lump sum payment is tax free and coverage is available for you and your family.
Group Critical Illness Insurance
Unum’s voluntary critical illness plan pays a lump sum benefit at the first diagnosis of a covered illness, including heart
attack, cancer and stroke. You may select between $5,000 and $50,000 of coverage and it can be used however you
choose for expenses that health insurance doesn’t cover. This plan also includes a Wellness Benefit that pays $75 per
insured per year for one covered test such as a pap smear, stress test, colonoscopy, etc.
Interest Sensitive Whole Life
Unum’s voluntary interest sensitive whole life insurance can offer more protection, including living benefits and other
options that go beyond a typical term death benefit. The plan allows you to earn cash value and premiums do not
increase due to age after the policy is issued.
401(k) Savings Plan
The 401(k) Savings Plan makes saving for retirement easy. All Team Members
are eligible to participate in the 401(k) plan.
Enrolling in the Plan
You can enroll in the plan the first of the month, after you have completed
90 days of employment with Pechanga Resort & Casino. You will receive
enrollment materials to elect your Plan contribution amount, choose your
investment options, and name your beneficiary. After you have completed
one year of service, you will become eligible for the employer match with an
entry date of January 1st or July 1st.
Your Contributions
• Contribute 1% to 80% of your pay up to the set IRS limits. Contributions
are made on a pre-tax basis and you are taxed when you make a
withdrawal.
• 100% vested (own) in your contributions.
• Change your contribution amount on a bi-weekly basis by going online at
.
• Stop contributions at anytime by going online at
.
• “Catch up” contributions available for Team Members who are age 50 or older by the end of the Plan year.
• Roll over your account balance from a prior qualified plan to your PR&C 401(k) Savings Plan. Contact TRI-AD for
roll over information.
PR&C Contributions
• For every $1 you contribute (up to 6% of your salary) PR&C will match $0.50 (for a maximum match of 3%) of your
contribution per pay period.
Unum Voluntary Benefits / 401(k) Savings Plan
TRI-AD
To enter the web site, you will first
need to register using account
using your social security number,
date of birth, and zip code.
During registration, you will be
required to set up a user ID and
password.
877-690-4015
Voice Response Available
24 Hours a Day, 7 Days a Week
Customer Service Representatives
5:00 am- 6:00 pm PST weekdays
Email:
