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11
2017 Stantec
Benefits Guide
HRA/HSA Guidelines for 2017
Your HRA is fully funded by Stantec upon enrollment in the plan, prorated for new hires and mid-year
changes.
Depending on your chosen HSA plan—Value, Base, or Buy-up—you may be eligible for an employer
contribution into your Health Savings Account (HSA). Stantec’s annual contributions to both the
HRA and HSA are indicated in the above table in parentheses. Stantec’s contribution to your HSA is
funded quarterly, prorated for new hires and mid-year changes. You are also able to make your own
pre-tax contributions to your HSA. The combined amounts of what you and Stantec contribute are
subject to IRS annual limits, listed below.
HSA Contribution
Limit
HSA Age 55+ Additional
Contribution Amount
Single
$3,400
$1,000
Family
$6,750
$1,000
To qualify and be eligible to make contributions into an HSA, you must meet all of
the following conditions:
1. You must be covered by a qualified high-deductible health plan.
2. You cannot be enrolled in a Traditional Healthcare Flexible Spending Account (FSA) or a Health
Reimbursement Arrangement (HRA). This includes being enrolled in your spouse’s Healthcare FSA
(note: you are automatically “enrolled in your spouse’s FSA” by IRS guidelines if your spouse elects
to participate in their employer’s FSA)
3. You cannot be claimed as a dependent on another person’s tax return.
4. You are not enrolled in any form of Medicare.
5. Domestic Partners: you may not pay for the healthcare expenses (e.g. deductibles, coinsurance,
etc.) of your covered Domestic Partner with your HSA unless they are your IRS-qualified tax
dependent.