2017 Stantec Benefit Guide

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2017 Stantec Benefits Guide
Spending Accounts
We offer three spending accounts through WageWorks to help you make the most of your money:
Traditional, HSA-compatible, and dependent care flexible spending accounts. Account descriptions
and a maximum-contribution table follow.
Traditional Health Care
Flexible Spending Account
The Traditional Health Care Flexible Spending
Account (FSA) lets you use pretax savings to
pay or be reimbursed for eligible expenses not
covered by your health plans. Examples of
eligible items include medical, dental, and vision
deductibles, copayments, coinsurance, and
some over-the-counter products.
Learn all the rules and more at
HSA-Compatible Flexible Spending Account
If you’re enrolled in a health plan with a Health Savings Account
(HSA), you can also enroll in an HSA-compatible Flexible Spending
Account (also known as Limited Purpose) to maximize your savings.
This helps you take full advantage of the long-term savings
power of your HSA.
Here’s how it works:
• IRS rules don’t allow you to contribute to an HSA if you’re
enrolled in a Traditional Health Care FSA. But with an HSA-compatible FSA, you can pay for
eligible dental and vision expenses for you and your dependents.
• By limiting the HSA-compatible FSA’s reimbursements to dental and vision care expenses, you
can still participate in both the HSA-compatible FSA and an HSA medical plan.
• After your deductible has been met, WageWorks can approve the use of your FSA funds for
medical expenses. For additional details, go t
Both the Traditional Health Care FSA and the HSA-compatible FSA provide you with a health care
debit card. You can see your Statement of Activity at If you’re required to provide
receipts and do not, your debit card may be suspended and other claims may be held.
Use our new benefit decision making
tool called to help best match
your needs to the choices offered: