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260

G - Benefits

City of Greensboro Personnel Policy Manuał

Table of Contents A B C

D E F H I J K L TableofContents G

F. Retiree premiums for health and dental insurance must be deducted from the monthly

pension benefit provided by the NCLGERS.

G. At Open Enrollment, retirees have the option of continuing health care or using the City

contribution as a deposit to the CityFlex Medical Spending Account. If the retiree has other

health coverage and chooses to have a Medical Spending Account rather than health insurance

through the City, the City will contribute to the Medical Spending Account the same amount

that would have been contributed to the retiree’s health insurance.

5.2 Eligibility

A. Retirees and their spouses may remain covered by health insurance until age 65 as long as

the retiree is living. Upon the retiree’s death, the spouse has the option of continuing coverage

under COBRA provisions. See Section 4.9 above and related references. Retirees and their

spouses may be covered by dental insurance with no age limit as long as the retiree is living and

they are covered at the time of the City employee’s retirement.

B. Children under the age of 26 and children of any age who are permanently handicapped

prior to age 26 may be covered on the retiree’s health insurance. Children may be covered by

dental insurance only if they were enrolled prior to or at the time of the employee’s retirement

or are newly acquired dependents after retirement through a qualifying event.

C. Children who do not have access to other health insurance may be covered until the end of

the month they become age 26. Children who do not have access to any other dental insurance

may be covered until age 26 on dental insurance only if they were enrolled prior to or at the

time of the employee’s retirement or are newly acquired dependents after retirement through a

qualifying event.

D. When requested, retirees must complete a handicapped dependent eligibility verification

form and a physician’s written statement providing proof of the dependent child’s handicapped

status.

5.3 Enrollment

A. Retirees may enroll dependents in health insurance at the time of retirement. Retirees must

enroll dependents in dental insurance at the time of retirement if they wish to have dependents

covered on the City’s dental plan.

B. After retirement, dependents may be enrolled in health insurance at open enrollment, usually

in the fall of each year, for the next plan year. Dependents cannot be added to dental insurance

at open enrollment.

5.4 Coverage Changes

A. Retirees may make changes to health insurance coverage levels at open enrollment each