Money
Factor
Tiers 1 & 2
CCR
Money
Factor
Tiers 1 & 2
CCR
Money
Factor
Tiers 1 & 2
CCR
Money
Factor
Tiers 1 & 2
CCR
Money
Factor
Tiers 1 & 2
CCR
3
13
4
14
5
15
6
16
7
17
23
ATS
0.00079
$250
0.00073
$250
0.00073
$250
0.00099
$250
0.00099
$250
CTS Coupe
0.00072
$2,650
0.00078
$2,650
0.00078
$2,650
0.00129
$2,650
0.00129
$2,650
CTS Sedan V
0.00079
$2,650
0.00080
$2,650
0.00080
$2,650
0.00134
$2,650
0.00134
$2,650
CTS Sedan
0.00033
$1,625
0.00040
$1,625
0.00040
$1,625
0.00086
$1,625
0.00086
$1,625
CTS Wagon
0.00072
$1,120
0.00080
$1,120
0.00080
$1,120
0.00133
$1,120
0.00133
$1,120
ELR
0.00081
$4,565
0.00018
$4,565
0.00018
$4,565
N/A
N/A
0.00077
$4,565
Escalade
0.00132
$250
0.00146
$250
0.00146
$250
0.00200
$250
0.00200
$250
SRX
0.00049
$0
0.00062
$0
0.00062
$0
0.00068
$0
0.00068
$0
XTS
0.00103
$250
0.00087
$250
0.00087
$250
0.00135
$250
0.00135
$250
Credit Tier Adjustments
~Security deposit required
~105% MSRP max advance (no additional advance allowed)
~GMF XS Wear is not available
Fees, Dealer Markup and Waivers (where allowed by law)
Security Deposit
Tier 5 Only
-
Amount is equal to the monthly lease payment rounded
Participation
- only one of the following is available:
up to the nearest $25 increment
Dealer Markup
- up to .00050 (Acq. fee markup not available) or
Customer Early Termination Fee -
$0
Dealer Flat Fee -
$200
Customer Disposition Fee -
$0
Dealer Approved Finance Options (“Soft Adds”) -
Lease
Customer Purchase Option Fee -
$0
agreements will be eligible for extended service contracts, warranty
Customer Acquisition Fee -
$595 (add .00055 to money factor to waive)
products and GMF's XS Wear, etc. **GMF's XS Wear is not available
*Acquisition Fee Markup
- Not available*
for Tier 5 (portable wear and tear products may be eligible for Tier 5)**
GAP -
included on all leases except in states of CT, NY and ME. The sale of aftermarket
GAP is not allowed in any state.
Mileage Parameters and Adjustments
Standard mileage –
15,000 miles per year on all terms
Low mileage lease –
for any 12K mileage lease add 1 point for 24-35 months, 2 points for 36-47 months and 3 points for 48 months to the GM Financial published residual
Ultra low mileage lease
(Only available for FICO scores of 620 or greater. For joint applicants, both applicants must meet the 620 minimum FICO requirement.)
For any 10K mileage lease add 2 points for 24-35 months, 3 points for 36-47 months and 4 points for 48 months to the GM Financial published residual
Maximum allowable annual mileage –
20,000 miles per year
See GM Financial Lease Policies and Guidelines for complete program information
Maximum allowable mileage at inception –
7,500 miles on new car leases at inception. Vehicles with mileage between 1,001 – 7,500 require an initial retroactive mileage adjustment of $0.20 per mile
Upfront mileage adjustment -
$0.20 per mile. Low mileage leases and ultra low mileage leases (12,000 per year or less) cannot be adjusted for upfront mileage
Excess mileage fee -
$0.25 per mile
Credit Tier 3 - 110% of MSRP
Credit Tier 4 - 110% of MSRP
Credit Tier 5 - 105% of MSRP
*An additional 10% advance for each credit tier may be available by increasing the money factor by .00020 factor points
(excludes Tier 5)
**Maximum cap cost reduction 40% of MSRP
***Lease cash must be used as a capitalized cost reduction. GMF will fund lease cash weekly via ACH.
Credit Tier 2 - 115% of MSRP
Money Factor Add to Tier 1
0.00000
0.00000
Vehicle Advance & Funding
Tier 5 Requirements
Maximum advance structure (Including TT&L and allowable
backend products)
Credit Tier 1 - 120% of MSRP
III
IV
0.00000
0.00195
Score
740+
680-739
Custom
Custom
Custom
V
Tier
I
II
48 Month
Footnote
Cadillac
GMF Leasing Price Guidelines
Residuals are for 15K leases - see below for low mileage adjustments
2014 Model(s)
24 Month
36 Month
39 Month
42 Month
Effective: May 01, 2014 - June 02, 2014
