(PUB) Investing 2015

46 / 772

44
Morningstar
Analyst Rating
Morningstar
Rating
Total Return %
12-31-14
Total Return %
Category Rank
30-
Day
Yld
%
Stand-
ard
Devia-
tion (R²)
Risk
Relative
to
Category
vs.Category
5Best
A N N U A L I Z E D 1Best, 100Worst
YTD 1 Yr 3 Yr 5 Yr 10 Yr YTD 1 Yr 3 Yr 5 Yr 10 Yr
Historical Performance Historical Risk
High-Yield Bond (cont’d) — 1.1 1.1 7.4 7.9 6.3 — — — — — — 4.65 (20) —
Fidelity High Income SPHIX ΠQQQQ 1.5 1.5 7.6 7.9 7.1 47 47 47 50 19 6.0 4.8 (23) Avg
Janus High-Yield T JAHYX ´ QQQQ 0.7 0.7 7.3 8.1 6.8 65 65 59 43 28 6.0 4.62 (22) Avg
Metropolitan West High Yield Bond M MWHYX „ QQQ 0.3 0.3 7.0 7.0 7.0 73 73 68 86 24 4.5 4.58 (17) Avg
PIMCO High Yield D PHYDX ´ QQQ 2.5 2.5 7.2 7.8 6.4 23 23 61 56 48 4.1 4.51 (27) Avg
T. Rowe Price High-Yield PRHYX „ QQQQ 2.0 2.0 8.6 8.6 7.2 34 34 17 19 16 5.7 4.8 (19) Avg
Vanguard High-Yield Corporate Inv VWEHX ´ QQQ 4.6 4.6 7.7 8.5 6.5 2 2 42 23 46 5.0 4.4 (36) Avg
Specialty Bond — 2.1 2.1 5.3 5.5 5.0 — — — — — — 5.25 (34) —
American Funds Capital World Bond A CWBFX ´ IB QQQ 1.6 1.6 1.9 3.1 3.8 47 47 54 54 55 1.6 4.58 (49) Avg
Calamos Convertible A CCVIX ˇ CV QQ 4.9 4.9 10.1 7.2 5.7 65 65 89 92 78 — 7.87 (82) Avg
EDodge & Cox Global Bond DODLX — IB NR 1.7 1.7 — — — — — — — — — — (—)
Eaton Vance Floating Rate A EVBLX „ BL ]QQQ 0.4 0.4 4.3 4.8 3.8 59 59 70 57 36 3.6 1.81 (5) Low
Fidelity Floating Rate High Income FFRHX ´ BL QQQQ 0.4 0.4 3.7 4.1 4.1 58 58 91 86 15 4.3 2.08 (9) Avg
Fidelity New Markets Income FNMIX „ EB QQQQ 4.3 4.3 5.4 7.0 8.1 17 17 11 10 15 5.4 7.89 (30) Avg
Fidelity Strategic Income FSICX „ MU QQQQ 3.8 3.8 4.9 5.8 6.2 42 42 62 67 20 3.6 4.04 (47) Avg
FPA New Income FPNIX „ NT QQ 1.3 1.3 1.4 1.9 2.9 46 46 82 80 79 2.2 0.65 (51) Low
Janus Global Unconstrained Bond D JUCDX — NT NR — — — — — — — — — — 0.9 — (—)
Loomis Sayles Bond Retail LSBRX ΠMU QQQQ 4.5 4.5 8.2 8.2 7.0 28 28 15 17 8 3.1 5.38 (20) High
Loomis Sayles Global Bond Retail LSGLX „ IB QQQ 0.1 0.1 1.5 3.1 3.8 67 67 60 53 56 1.4 4.5 (44) Avg
PIMCO Emerging Local Bond Instl PELBX „ EB QQ -6.3 -6.3 -1.1 2.1 — 85 85 86 82 — 4.4 11.96 (19) +Avg
PIMCO Foreign Bond (Unhedged) D PFBDX ´ IB QQQ 0.6 0.6 0.2 4.0 4.0 57 57 81 40 47 1.5 6.23 (31) +Avg
PIMCO Foreign Bond (USD-Hedged) D PFODX ´ IB QQQQQ 10.6 10.6 7.2 7.3 6.2 2 2 5 5 8 1.5 2.74 (53) -Avg
PIMCO Income D PONDX „ MU QQQQQ 6.9 6.9 10.8 11.7 — 8 8 2 3 — 3.8 4.13 (31) Avg
PIMCO Unconstrained Bond D PUBDX ˇ NT QQQ 2.4 2.4 2.7 2.7 — 27 27 66 57 — 2.5 2.33 (54) -Avg
T. Rowe Price International Bond RPIBX ˇ IB Q -3.8 -3.8 -0.6 1.2 2.4 96 96 88 91 87 1.3 5.85 (30) +Avg
T. Rowe Price Spectrum Income RPSIX „ MU QQQ 3.9 3.9 5.6 6.1 5.6 40 40 39 54 47 2.9 3.77 (38) Avg
Templeton Global Bond A TPINX ΠIB [QQQQ 1.6 1.6 6.3 5.8 7.4 47 47 10 16 1 2.0 7.15 (7) High
Vanguard Convertible Securities Inv VCVSX ΠCV QQQQ 2.4 2.4 11.8 9.2 7.4 93 93 78 67 10 2.1 7.13 (83) -Avg
Vanguard Total Intl Bd Idx Investor VTIBX — IB NR 8.8 8.8 — — — 5 5 — — — 0.9 — (—)
Municipal Bond National — 8.2 8.2 4.0 4.5 3.6 — — — — — — 3.8 (86) —
American Funds Tax-Exempt Bond A AFTEX ´ MI QQQQ 9.7 9.7 5.1 5.5 4.4 11 11 6 10 12 1.8 4.03 (99) +Avg
Baird Intermediate Muni Bd Inst BMBIX — MI QQQ 4.5 4.5 2.1 3.4 4.0 86 86 90 82 44 1.6 2.74 (90) -Avg
Fidelity Intermediate Municipal Income FLTMX ΠMI QQQ 6.7 6.7 3.3 4.1 4.0 52 52 44 59 38 1.4 2.73 (99) -Avg
Fidelity Limited Term Municipal Income FSTFX ΠMS QQQQ 2.3 2.3 1.5 2.2 2.8 19 19 21 24 22 0.7 1.26 (85) Avg
Fidelity Municipal Income FHIGX ΠML QQQQ 10.6 10.6 5.0 5.6 4.7 51 51 50 38 22 1.8 4.03 (99) -Avg
Fidelity Municipal Income 2015 FMLCX — MS QQQ 0.4 0.4 1.1 — — 84 84 47 — — 0.1 0.64 (38) -Avg
Fidelity Tax-Free Bond FTABX ΠML QQQQ 10.7 10.7 5.2 5.7 4.9 48 48 45 33 11 2.0 4.07 (99) -Avg
Franklin Federal Tax-Free Income A FKTIX „ ML QQQ 11.2 11.2 5.0 5.5 4.8 33 33 49 42 18 1.9 4.57 (98) Avg
Franklin High Yield Tax-Free Inc A FRHIX „ HM QQQ 13.9 13.9 5.7 6.4 5.0 50 50 78 64 17 2.9 5.65 (95) Avg
T. Rowe Price Tax-Free High Yield PRFHX ΠHM QQQQ 15.0 15.0 7.7 7.5 5.2 33 33 31 23 9 3.1 5.37 (93) Avg
T. Rowe Price Tax-Free Income Inv PRTAX — ML QQQQ 10.5 10.5 5.0 5.4 4.7 52 52 49 49 24 2.0 4.41 (98) Avg
T. Rowe Price Tax-Free Shrt-Interm PRFSX — MS QQQQ 1.9 1.9 1.5 2.2 2.9 23 23 23 23 19 0.5 1.47 (72) Avg
USAA Tax Exempt Intermediate-Term USATX — MI QQQQQ 7.4 7.4 4.4 5.2 4.5 33 33 15 14 10 1.7 3.16 (98) -Avg
Vanguard High-Yield Tax-Exempt VWAHX „ MI QQQQQ 11.6 11.6 5.7 6.1 4.9 3 3 3 3 2 2.6 4.41 (98) +Avg
Vanguard Interm-Term Tx-Ex Inv VWITX „ MI QQQQ 7.2 7.2 3.7 4.6 4.3 36 36 31 35 22 1.6 3.38 (98) Avg
Vanguard Long-Term Tax-Exempt VWLTX „ ML QQQQ 11.1 11.1 5.2 5.5 4.7 41 41 44 44 28 2.3 4.35 (99) Avg
Vanguard Ltd-Term Tx-Ex VMLTX „ MS ]QQQQ 1.8 1.8 1.3 1.9 2.7 27 27 30 39 30 0.8 1.18 (73) Avg
Vanguard Short-Term Tx-Ex VWSTX „ MS QQ 0.6 0.6 0.7 0.9 2.0 75 75 72 80 67 0.3 0.4 (62) -Avg
Wells Fargo Advantage S/T Muni Bd Inv STSMX ´ MS QQQQ 1.5 1.5 1.5 2.1 2.9 37 37 24 31 20 0.4 0.59 (58) -Avg
Morningstar 500Bond Funds
BofAML US HY Master II TR 2.5 2.5 8.4 8.9 7.6
BarCap Municipal TR USD 9.1 9.1 4.3 5.2 4.7
Categories Legend
E  New this month
][ Increase/decrease in rating
NR  No Morningstar Rating; fund
less than three years old.
Red  Lowest return in group
Green  Highest return in group
Italic  Extended performance
BL Bank Loan
CI Intermediate-Term Bond
CV Convertibles Bond
EB Emerging Market Bond
HM High-Yield Muni
IB World Bond
MI Muni National, Intermediate
ML Muni National, Long
MS Muni National, Short
MU Multisector Bond
NT Nontraditional Bond