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TABLE OF CONTENTS

Aetna Employee Assistance Program

Colonial Life - Short-term Disability

Colonial Life - Accident

Aetna Vision

Aetna Medical

What’s Continuing and What’s New

1-2

3-26

25-27

28

Blue Cross Blue Shield of GA Dental

29-30

31-32

33-37

Aetna Employee Assistance Program

Aetna Discount Program

Aetna Vision

Blue Cross Blue Shield of GA Dental

Aetna Medical

38-39

40

5

6

6-8

9-12

Colonial Life - Term Life

Colonial Life - AD&D

What’s Continuing and What’s New

1-2

Aetna Medical

3-24

HDHP - $5,000 Deductible

3-10

$2,500 Deductible; 80%

1 17

$1,500 Deductible; 100%

18-24

Colonial Life - KOFE

41

Colonial Life - WellCard Savings

42

Compliance Notices

43-54